There is hardly a financial tip list out there that doesn’t start and end with: “Build a budget.” But getting started can be intimidating! So, let’s see if in the next few paragraphs, we can break the stigma of complexity and simplify this budgeting process a bit. I might argue that one of the biggest mistakes first-time budgeters make is … Read More
Stay Safe from Scammers
We often talk about financial security in these columns in terms of savings and investments, but today I wanted to talk about an equally important kind of safety: avoiding financial scams. When so much business and commerce is done remotely, identifying scams can be difficult. After all, you can’t exactly look your online merchant in the eyes and know they’re … Read More
Back to School and Back to Saving!
The countdown to a new school year has officially begun! In no time at all, days at the pool will be replaced by days in the classroom. And with that change of scenery will come new routines and new responsibilities. Naturally, many of these new obligations will revolve around academic success. New study schedules. New sleep schedules. New meal schedules. … Read More
McRae: Your Money, Reclaimed!
By Treasurer David McRae As a fiscal conservative, I believe it is a core responsibility for every office holder to do all they can to get more money and control out of the government’s hands and back into local communities and households. To this end, I have made returning unclaimed money one of your State Treasury’s top priorities. Thus far, … Read More
McRae: Promises Made, Promises Kept at the Neshoba County Fair
By Treasurer David McRae It was about four years ago that I made a few promises at the Neshoba County Fair. I promised to maintain Mississippi’s strong credit rating, be fiscally responsible with your taxpayer dollars, modernize the state government, and be a true conservative as your State Treasurer. As I return to this year’s Neshoba County Fair, I am … Read More
McRae: Financial Stability is Freedom
By Treasurer David McRae At last check, the U.S. national debt had tipped over $32.5 trillion. That’s a lot of money. Think about it this way: $32.5 trillion is more than the economies of China, Japan, the United Kingdom, and Germany – combined. Break it down to the individual level and it’s about a quarter-million dollars per person. Yikes. Even … Read More
McRae: The Best Way to Stop the Student Loan Crisis is to Avoid Student Loans
By Treasurer David McRae On its closing week of session, the U.S. Supreme Court delivered a major win to taxpayers, shutting down President Biden’s massive student loan forgiveness scheme that would have cost taxpayers more than $1.5 trillion. Let me be clear: I understand a college education opens the door to incredible career opportunities and statistically increases one’s earning potential. … Read More
McRae: The Freedom to Disagree
By Treasurer David McRae The right to “Life, Liberty and the pursuit of Happiness” has been hard-won, earned through the sweat and blood of revolutionary patriots, articulated by America’s Founding Fathers, and maintained by generations of men and women in uniform. While these principles have remained a constant rallying cry for the American people, they have also evolved over the … Read More
McRae: Building a Team Against ESGs
By Treasurer David McRae Mississippi knows a thing or two about winning teams. It’s rarely a single player who can lead us to a national championship. Sure, there might be a standout quarterback some years. But without a solid offensive line and a defense that can limit the opposition’s scoring, you aren’t going to win the title. That’s true in … Read More
McRae: Investing in Tomorrow’s Workforce
By Treasurer David McRae I believe that Mississippi’s best days are still ahead. I see that when I watch my kids learn and play, when I meet with the students who participated in College Savings Mississippi’s recent Art Contest, and when I talk to other parents and our teachers. We have an incredible group of young people coming of age … Read More