There is perhaps no better time of year to reflect on the many blessings in our lives than Thanksgiving. Around our family dinner table, we each traditionally give thanks for one thing that year. Our pets and fellow family members are popular go-to’s. A table full of stuffing is almost always on someone’s list as well. But this year, for … Read More
A Problem for Every Household
Glass Lewis and ISS – these are hardly household names, but the work they do affects nearly every home in the nation. Together, these two firms make up about 97 percent of the proxy advisory market. Unfamiliar with what the proxy advisory market is? You aren’t alone. Proxy advisory firms guide investors as to how they should vote at corporate … Read More
We’re Better with a Balanced Budget
Don’t spend more than you have. Live within your means. Save for a rainy day. These are axioms Mississippians live by every single day. They are truths your state government abides by as well. But our federal government? Well, it seems as though these age-old rules don’t apply to them. As I’m writing this, the national debt sits at $33,652,750,131,309, … Read More
Our Bond with Israel
The terrorist attacks by Hamas on Israel were heinous and inhumane acts. Children were slain. Infants murdered. Innocent civilians treated as no human should be. To say that I condemn these barbaric attacks is an understatement. They should never – ever – have happened. Like so many across Mississippi, I stand firmly with Israel. As State Treasurer, of course, my … Read More
Reasons for Hope
It’s undeniable: President Biden has created a true financial mess in America. After trillions of dollars’ worth of wasteful spending and policies that attacked the energy, timber, and manufacturing industries, Mississippians are living with higher gas prices, rising utility bills, expensive groceries, and an unaffordable housing market. It’s easy to get frustrated and angry under such circumstances, but my message … Read More
Financial Potholes to Avoid
It’s often been said that you can learn more from another person’s failures than from their successes – and oh, how true that is! Today, I’d like to dig through three common financial missteps that we can all learn a little from. SAVING TOO LATE IN LIFE: Ask almost any retiree if they would have done one financial thing differently … Read More
Understanding the Financial Life Stages
It’s hard to believe, but my wife, Katie, and I have been together for more than 20 years (16 as a married couple). We’ve done a lot of life in those two decades. We’ve gone through our share of ups and downs; we’ve purchased a home; sold a home; bought a new car; changed careers; had three children. If we … Read More
Breaking Down Your Budget
There is hardly a financial tip list out there that doesn’t start and end with: “Build a budget.” But getting started can be intimidating! So, let’s see if in the next few paragraphs, we can break the stigma of complexity and simplify this budgeting process a bit. I might argue that one of the biggest mistakes first-time budgeters make is … Read More
Stay Safe from Scammers
We often talk about financial security in these columns in terms of savings and investments, but today I wanted to talk about an equally important kind of safety: avoiding financial scams. When so much business and commerce is done remotely, identifying scams can be difficult. After all, you can’t exactly look your online merchant in the eyes and know they’re … Read More
McRae: It’s never too early to save for retirement
Have you started saving for retirement? If you are over 60 and reading this, the answer is probably yes (or at the very least, you’ve considered it). If you are over 40, the answer might be closer to maybe. But if you’re under 40, chances are your focus has been on buying a home, raising your family, and not yet … Read More
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